Handley
Jan - 12 | 
TCU HOME Completely Updated, New Central Heat n Air, New Texture and paint, Refinished Hardwoods, New Carpet, Granite In Kitchen, Brick home with covered front porch and large backyard with 2 storage sheds Great Curb Appeal, TCU Home Simply Won’t Last! Buyer to verify sq footage, based on TAD plus garage enclosure.
To View more details about this beautiful property click the link below
2713 W BEWICK
Use our list of common house-buying mistakes to avoid costly regrets.
1. Doing it alone. Buying a house is a complex transaction. Even if you don’t use an agent, you’ll need a complete, dependable team: lender, lawyer, inspector, insurer, as well as referrals and advice from friends and family. Enlist the help of these individuals early in the buying process.
2. Buying at first sight. You may be in love with the place, but does it fit your family’s needs and budget? Make a list of your needs and wants and make sure the house fits your requirements. Check out the neighborhood and the community before you buy by visiting at different times of the day and week to learn about noise and traffic patterns. Even if you don’t have kids, check out the local schools to make sure your resale value will be good.
3. Not getting pre-qualified and pre-approved. Being pre-qualified gives you a general idea of how much you can afford to borrow. Being pre-approved means a lender has verified your information and credit rating and agreed to provide you with a specific amount of money. You are in a better position to go house hunting knowing exactly how much you can afford and that you have financing.
4. Overbuying. You may qualify to borrow more, but can you afford to? Analyze your monthly costs: debt, food, transportation, entertainment, and savings. As a general rule, your total monthly debts, including your mortgage, should not exceed 36 percent of your income before taxes. Be sure to budget enough to cover closing costs (often two to five percent of the home’s purchase price), plus moving, redecorating and maintenance. Allow for increases in ongoing expenses such as utilities and taxes.
5. Misplacing your trust. No matter how much you like the agent, sellers, inspector, or the guy down the block who vouches for them, remember this is a business transaction. Your decision is binding. Do your own research and know your support team’s roles and responsibilities.
6. Relying on oral agreements. Get it right and get it in writing. Written agreements almost always trump oral ones when it comes to contracts. If the offer says the lawnmower is negotiable, but the agent says it’s included, get it in writing.
7. Skipping the fine print. You need to understand what you’re signing before you pick up a pen. Ask for documents in advance, make time to read them and ask questions. Get copies of your mortgage papers a few days ahead of closing.
8. Forgetting or betting on resale. Avoid buying a home that costs 50 percent more than neighboring homes and think before buying the most expensive home on the block. Your neighbors’ lower home values will weaken yours. Remember, markets change. If you buy intending to flip your investment and the market falls and you have to sell, your selling price may not be enough to even cover your mortgage.
9. Making an unconditional offer. Protect yourself with at least two of these contingencies in your offer:
Mortgage financing — You’re pre-approved, but is the house? Before a bank will lend you money, it will want a formal appraisal of the property to confirm that there is sufficient equity in it to warrant the loan. If the house appraises lower than the sales price, the loan may be declined.
Inspection — never buy an existing or new home without a thorough home inspection. Walk through the home with the inspector to learn more about the house and any concerns he or she may have.
Insurance — confirm you can get adequate coverage. In some areas, it’s difficult to get hazard insurance.
10. Having buyer’s remorse. No place is perfect. There will always be surprises. Don’t let a few initial blips spoil the whole ride. And don’t miss a great house waiting for the perfect one!
We always enjoy learing from them! Click image below to reserve your ticket- they are free too!
http://www.ehow.com/how_4871591_boost-curb-appeal-spring-planting.html
Whether you want to boost curb appeal to aide in the sale of your house or simply for your own personal enjoyment, the folowing simple steps will reward you with an easy, inexpensive flowerbed.
http://homebuying.about.com/od/sellingahouse/qt/0307SellSpring.htm
Tips for Winning Over Spring-Time Home Buyers
How might home buying change if the federal government shuts down the housing finance giants Fannie Mae and Freddie Mac?
Friday, March 4, 2011 provided by
When will you start seeing cost savings from using eco-friendly products? It may be longer than you think.
http://realestate.msn.com/article.aspx?cp-documentid=27783445
Even in tight-wallet times, many consumers have shown they’re willing to pay a premium for environmentally friendly products. Hybrid cars have more than doubled their market share in the U.S. since 2005.
Home Selling Advice to Help You Attract Potential Buyers
A large percentage of home buyers decide whether or not to look inside a house or take it seriously based on its curb appeal—the view they see when they drive by or arrive for a showing. You can help make sure they want to come inside your house by spending some time working on the its exterior appearance.
http://homebuying.about.com/cs/sellerarticles/a/curb_appeal.htm
If one of your goals this year is to make the shift from renter to homeowner, you should begin preparations now for an exciting emotional and financial adventure.
Scott Olson / Getty Images
